Intelligent Retirement®

Our research shows that retirement needs are changing. The demand for more sophisticated solutions has moved the focus away from pension funds, towards an integrated approach to generating an income that takes into account other assets, including company and personal pensions, buy to let property, ISAs and investment funds.

You now have more choice and freedom about what to do with your pension investments, and how you generate an income when you retire. We believe these are all positive developments, but they also create new challenges, new risks, and a greater need for guidance.

Call us on 0800 588 4064 to arrange your no obligation Intelligent Retirement® consultation.


A smarter solution to your income needs

Intelligent Retirement® is our new retirement advice service which combines financial planning, a choice of income solutions and our proven investment management skills. It offers a co-ordinated approach to meeting your requirements throughout retirement – however long that might be – while managing risks to your capital.

Through one of our financial planners, Intelligent Retirement® takes an in-depth, 360° view of your needs, assessing different income scenarios, life expectancies, market assumptions, projected growth rates and appetite for risk and needs. Our sophisticated financial planning tools enable us to advise which solution is right for your objectives and retirement goals. 

It includes:

  • An annuity advice service that ensures you get the annuity that is right for you.
  • A range of award-winning income funds* where income can be taken from the natural yield of the investment.
  • A range of Glide Paths that provide an opportunity for capital growth to help savings last longer, whilst providing flexible access to provide income. They are diversified multi-asset solutions that actively adjust over time, investing in higher risk assets in the early years and then gradually de-risking as you move through retirement.

*Past performance is not a reliable indicator of future performance.

The way these solutions work together will depend on your circumstances, needs and finances; all of which are likely to change as you get older. As these changes occur, your income strategy should be flexible enough to accommodate them. With Intelligent Retirement®, you can be confident that it will be.

  • Intelligent Retirement ®

    You now have more choice and freedom about what to do with your pension investments, and how you generate an income when you retire.
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For further information or to request a call back please get in touch.

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Please be aware, the value of investments can fall as well as rise and that past performance is not a reliable indicator of future results and you could get back less than invested. Click here to understand the risks associated with investing. Calls to any number may be recorded for training and monitoring purposes. This site uses Cookies.